THIS PARAGRAPH CONTAINS AN IMPORTANT NOTICE. PLEASE READ IT CAREFULLY. SECTION 9 OF THIS DOCUMENT REQUIRES ARBITRATION ON AN INDIVIDUAL BASIS, AND LIMITS THE TIME PERIOD WITHIN WHICH YOU MAY BRING A CLAIM AGAINST US.

Terms of Use

Effective Date: March 8th, 2026

Welcome to Ayn Baal LLC (“Ayn Baal,” “we,” “us,” or “our”). These Terms of Use (“Terms”) are entered into by and between you (acting in your capacity as an employee or other representative of your company or other entity, if applicable) (“you”) and Ayn Baal. By accessing or using our website at aynbaal.com (the “Site”) and any related services, you agree to these Terms. Please read these Terms carefully before you start to use the Site. If you do not agree, please do not use our Site or services on or provided in connection with our Site. You acknowledge that these Terms contain legally binding terms and conditions that affect your legal rights and remedies.

We reserve the right to change these Terms at any time upon notice. We may give notice by posting the updated Terms on the Site or by any other reasonable means. You can review the most current version of these Terms at any time at https://aynbaal.com/terms-of-use.html. The version of the Terms in effect at the time of your use of the Site applies. The updated Terms are binding on you with respect to your use of the Site on or after the date indicated in the updated Terms. If you do not agree to the updated Terms, you must stop using the Site. Your continued use of the Site after the date of the updated Terms will constitute your acceptance of the updated Terms.

1. Services

Ayn Baal provides strategic consulting services, including project-based and retainer-based engagements. Subcontractors may be engaged to assist in project delivery, and clients may be required to execute separate written agreements governing specific services (each, a “Service Agreement”). If you and Ayn Baal have entered into a Service Agreement governing the consulting services, such Service Agreement shall control in the event of any conflict or inconsistency with these Terms.

2. Payment and Billing

We use third-party payment processors, including Stripe, to handle payments securely. By submitting payment information, you agree to be bound by Stripe's terms and privacy policies. We do not store or have direct access to your full payment information. It is your responsibility to pay for all the fees associated with the services you subscribe to on our Site. We may, from time to time, make changes to (1) the services available on the Site, including offering new features, functionalities, plans or bundles, and (2) the prices for those services.

For subscription or retainer arrangements, you may access a client billing portal powered by Stripe to manage invoices, payment methods, and billing history.

Bookings, Cancellations, and Refunds. By booking through the Site, you agree to this no-refund policy. Unless otherwise set forth in a separate written agreement signed by Ayn Baal, all bookings are final and non-refundable once payment is processed.

Payment Disputes. For bookings made through the Site, all fees are earned upon booking. If you initiate a chargeback or payment dispute for any reason other than unauthorized use of your payment method, you remain liable for the full amount plus Ayn Baal's costs in responding to the dispute. Contact Ayn Baal directly before initiating any dispute. For services governed by a separate written agreement, payment terms in that agreement control.

3. Client Responsibilities

You are responsible for providing accurate and complete information necessary to perform consulting services, including required tax forms (e.g., W-9s) and signatures via approved digital signature platforms such as Google Workspace eSignature. You hereby consent to all actions we take, consistent with these Terms, with respect to all information you provide to or in connection with the Site (collectively, “User Submission”). You acknowledge, represent and agree that User Submission is submitted voluntarily and that your User Submission does not establish a relationship between you and Ayn Baal. You hereby grant us and our sublicensees a worldwide, royalty-free, non-exclusive, transferable, perpetual and irrevocable license to (1) use, distribute, transmit, reproduce, modify, publish, translate, publicly perform and display and create derivative works of your User Submission, and (2) perform all acts with respect to the User Submission as may be necessary for us to make the service available to you through the Site. You waive any right to compensation of any type for User Submission. You represent and warrant that you either own all User Submission or otherwise have all the rights necessary to grant the rights in these Terms and that our use of User Submission does not violate any law. You may not upload to, distribute, or otherwise publish through or in connection with the Site any content that is libelous, defamatory, obscene, threatening, invasive of privacy or publicity rights, abusive, illegal, or otherwise objectionable, or that may constitute or encourage a criminal offense, violate the rights of any party or that may otherwise give rise to liability or violate any law.

4. Intellectual Property

The Site, including all materials, information, software, text, displays, images, video, and audio, and the design, selection, and arrangement of those things, branding, text, graphics, content and associated know-how, are owned or licensed by Ayn Baal, and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws (“Site IP”).

We retain all right, title, and interest in and to the Site IP. These Terms contain no implied licenses. You will not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any part of our Site without our prior written consent.

Content available on the Site, including but not limited to text, data, audio, images, and other materials, is protected by copyright and other intellectual property laws. You are strictly prohibited from using any content from the Site for the purpose of training, developing, or improving any machine learning or artificial intelligence models, including but not limited to large language models, without the explicit written permission from Ayn Baal. Any unauthorized use of content for such purposes is a violation of this Section 4 and may result in legal action.

5. Confidentiality

You agree to maintain the confidentiality of any non-public business, technical, or financial information exchanged as part of a Service Agreement.

6. Disclaimers

Our Site and services are provided “as is” and without warranties of any kind, express or implied. We do not warrant the accuracy, completeness, or usefulness of any information presented on or through the Site. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Site, or by anyone who may be informed of any of its contents. Nothing on this Site constitutes (1) advice or a recommendation of any kind (legal, financial or otherwise), or (2) an indication of results that may be achieved. The content on this Site may be updated periodically but the Site’s content is not necessarily complete or up-to-date. Any of the material on the Site may be out of date at any given time.

YOUR USE OF THE SITE IS AT YOUR OWN RISK. THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER AYN BAAL NOR ANY PERSON ASSOCIATED WITH AYN BAAL MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SITE. WITHOUT LIMITING THE FOREGOING, NEITHER AYN BAAL NOR ANYONE ASSOCIATED WITH AYN BAAL REPRESENTS OR WARRANTS THAT THE SITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE SITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS. TO THE FULLEST EXTENT PROVIDED BY LAW, AYN BAAL HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.

7. Limitation of Liability

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL AYN BAAL, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS (COLLECTIVELY, “AYN BAAL PARTIES”) BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES RELATED TO THESE TERMS OR YOUR USE, OR INABILITY TO USE, THE SITE, ANY WEBSITES LINKED TO IT, OR ANY CONTENT ON THE SITE OR SUCH OTHER WEBSITES, INCLUDING PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, OR LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

THE AGGREGATE LIABILITY OF THE AYN BAAL PARTIES TO YOU FOR ALL CLAIMS AND DAMAGES RELATED TO THESE TERMS OR YOUR USE OR INABILITY TO USE THE SITE, ANY WEBSITES LINKED TO IT, ANY CONTENT OR SERVICES ON OR PROVIDED IN CONNECTION WITH THE SITE OR SUCH OTHER WEBSITES WILL NOT EXCEED $100 U.S. DOLLARS.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF SUCH DAMAGES OR LIABILITY. NOTHING IN THIS SECTION 7 WILL BE INTERPRETED AS EXCLUDING LIABILITY THAT CANNOT BE UNDER APPLICABLE LAW BE EXCLUDED.

8. Indemnification

You will defend, indemnify, and hold harmless Ayn Baal Parties from and against any third party claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to (1) your violation of these Terms, (2) your use of the Site, (3) any User Submission made by you, including with respect to violations of any other party’s rights, such as intellectual property or other proprietary rights, and laws related to privacy or information security; or (4) your violation of any other party’s rights or applicable law.

9. Arbitration and Governing Law

YOU WILL SUBMIT ANY DISPUTES ARISING FROM THESE TERMS OR THE SITE, INCLUDING DISPUTES ARISING FROM OR CONCERNING THEIR INTERPRETATION, VIOLATION, INVALIDITY, NON-PERFORMANCE, OR TERMINATION, TO FINAL AND BINDING ARBITRATION UNDER THE RULES OF ARBITRATION OF THE AMERICAN ARBITRATION ASSOCIATION APPLYING TEXAS LAW. THE SEAT OR LEGAL PLACE OF ARBITRATION WILL BE IN HARRIS COUNTY, TEXAS. YOU AGREE TO ARBITRATE IN YOUR INDIVIDUAL CAPACITY ONLY – NOT AS A REPRESENTATIVE OR MEMBER OF A CLASS – AND YOU EXPRESSLY WAIVE ANY RIGHT TO FILE A CLASS ACTION OR SEEK RELIEF ON A CLASS ACTION BASIS. FURTHERMORE, UNLESS YOU AND AYN BAAL AGREE IN WRITING, THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS, AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE OF CLASS PROCEEDING. ALL ARBITRATION PROCEEDINGS ARE CONFIDENTIAL. ARBITRATION ORDERS AND AWARDS REQUIRED TO BE FILED WITH APPLICABLE COURTS OF COMPETENT JURISDICTION ARE NOT CONFIDENTIAL AND MAY BE DISCLOSED BY THE PARTIES TO SUCH COURTS. A PARTY WHO IMPROPERLY DISCLOSES CONFIDENTIAL INFORMATION WILL BE SUBJECT TO SANCTIONS. THE ARBITRATOR AND FORUM MAY DISCLOSE CASE FILINGS, CASE DISPOSITIONS, AND OTHER CASE INFORMATION AS REQUIRED BY A COURT ORDER OF PROPER JURISDICTION.

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles. Any disputes shall be resolved exclusively in the state or federal courts located in Harris County, Texas.

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OR THE SITE MUST BE COMMENCED WITHIN ONE YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

10. General

If any provision of these Terms is held by a court of competent jurisdiction or arbitrator to be illegal, invalid, or unenforceable, the remaining provisions will remain in full force and effect. You and Ayn Baal intend that the provisions of these Terms be enforced to the fullest extent permitted by applicable law. Accordingly, you and Ayn Baal agree that if any provision is deemed unenforceable, where possible, it will be modified to the extent necessary to make it enforceable, which may include its deletion. Ayn Baal may assign these Terms, in whole or in part, at any time with or without notice to you. You may not assign these Terms or assign, transfer, or sublicense your rights, if any, to access or use the Site or its content, and any attempt by you to do so is void. Ayn Baal’s failure to act with respect to a breach by you or others does not waive its right to act with respect to subsequent or similar breaches. A waiver will only be binding on Ayn Baal if it is in a written document signed by Ayn Baal. Subject to Section 1, these Terms (including any incorporated terms) constitute the entire agreement between you and Ayn Baal with respect to the Site and its contents. Both you and Ayn Baal warrant to each other that, in entering into these Terms, neither Ayn Baal nor you have relied on or will have any right or remedy based upon any statement, representation, warranty, or assurance other than those expressly stated in these Terms. The preceding sentence will not limit or exclude any liability that cannot be limited or excluded under applicable law. No one other than you and Ayn Baal, or Ayn Baal’s successors and assigns, will have any right to enforce any of these Terms. Neither these Terms nor the Site create a partnership, joint venture, employment, or other agency relationship between us. You may not enter into any contract on our behalf or bind us in any way.

For questions about these Terms, please email us at legal@aynbaal.com.

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